Browsing by Author "Muathe, Stephen"

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    Moderating Effect of Government Policies on the Relationship between Mobile Technology Services and Performance of Deposit-Taking Saccos in Kenya
    (IJSET, 2017-02) Mugo, David M.; Waithaka, Stephen T.; Muathe, Stephen
    The study sought to determine the moderating effect of government policies on the relationship between mobile technology services and performance of Deposit-Taking Savings and Credit Cooperative Societies (SACCOs) in Kenya. Descriptive and explanatory research designs were adopted based on a sample of 86 Deposit-Taking SACCOs. A structured questionnaire administered to two managers in each SACCO was used for data collection. The study found that government policies positively moderates the relationship between mobile technology services and performance of Deposit-Taking SACCOs implying that appropriate government policies that are favourable for the Deposit- Taking SACCOs should be formulated.
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    Moderating Effect of Government Policies on the Relationship between Mobile Technology Services and Performance of Deposit-Taking Saccos in Kenya.
    (2017-02) Mugo, David M.; Muathe, Stephen; Waithaka, Stephen T.
    The study sought to determine the moderating effect of government policies on the relationship between mobile technology services and performance of Deposit-Taking Savings and Credit Cooperative Societies (SACCOs) in Kenya. Descriptive and explanatory research designs were adopted based on a sample of 86 Deposit-Taking SACCOs. A structured questionnaire administered to two managers in each SACCO was used for data collection. The study found that government policies positively moderates the relationship between mobile technology services and performance of Deposit-Taking SACCOs implying that appropriate government policies that are favourable for the Deposit- Taking SACCOs should be formulated
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    Performance Analysis of Debit Card Services on Deposit-Taking SACCOs’ Financial Performance: A Case of Kenya
    (Kennesaw State University, 2019-04) Mugo, David M.; Muathe, Stephen; Waithaka, Stephen T.
    The Co-operative Bank of Kenya has partnered with Deposit-Taking Savings and Credit Cooperative Societies (SACCOs) in Kenya to allow their members access to Co-operative Bank automated teller machines (ATMs) via Saccolink debit cards. However, the adoption and utilization of debit cards has opened financial institutions to fraud associated with the use of debit cards for transactions on automated teller machines and point-of-sale terminals. Given this limitation, this study sought to investigate the effect of Saccolink debit card services on the financial performance of Deposit-Taking SACCOs in Kenya. Through a combination of agency, information systems success models, and task-technology fit theories to explain financial performance, the study found a positive effect of Saccolink debit card services on the financial performance of Deposit-Taking SACCOs in Kenya. The study therefore recommends continued utilization of Saccolink debit cards and an enhancement of their features within the Deposit-Taking SACCOs in Kenya.