Undergraduate Projects
http://repository.embuni.ac.ke/handle/embuni/2126
2024-03-29T13:53:51ZEffects of technological innovations on the financial performance of the banking industry
http://repository.embuni.ac.ke/handle/embuni/4324
Effects of technological innovations on the financial performance of the banking industry
WANAMI, FAITH NAFULA
The purpose of the research is to respond to the question, "How do developing digital technologies influence the efficiency of the banking system in Kenya?" 42 commercial banks participated as of the study's conclusion date of December 31, 2019. The collection of secondary data started in 2012 and is still going strong today. From their yearly reports, commercial banks provided information on their quarterly net income, asset quality, and liquidity. Every year, the CBK publishes a report outlining the results of their research; the report this year includes information on the total number of mobile transactions, the total value of Internet banking transactions, and the total value of ATM withdrawals. The diagnostic tests for normality, linearity, multicollinearity, and autocorrelation were used to determine if the data were suitable for the construction of a linear regression model. In this study, descriptive statistics were used for data analysis. This study used multiple regression models and inferential statistics to investigate the relationship between explained and explanatory portions. According to a correlation research, internet banking is favorably linked with the expansion of the banking industry, while ATM usage is positively correlated with economic growth. On the other hand, regression analysis revealed that although ATM and internet banking had a positive and significant influence on the performance of commercial banks, mobile banking had a negative and minor impact. According to the results, financial institutions should use technology advancements like mobile banking, internet banking, and ATM banking more.
2024-01-30T00:00:00ZEffects of virtual marketing on consumer behaviour among agricultural small-scale farmers
http://repository.embuni.ac.ke/handle/embuni/4323
Effects of virtual marketing on consumer behaviour among agricultural small-scale farmers
WAFULA, ANITA MACHUMA
Due to the increased access to the internet worldwide, most businesses have decided to move from the usual analog marketing techniques such as face-to-face marketing to the use of virtual/digital marketing. This has led to increased sales and income to manufacturers, encouraging further production. Virtual marketing increases sales through wider market access through social media and other internet accessories in less time. However, while some industries such as manufacturing and processing have made strides to embrace virtual marketing and increase their sales, the agricultural sector has lagged behind for years. This study therefore seeks to determine whether virtual marketing significantly affects production in the agricultural sector using macadamia production in Embu County, Manyatta County. The market equities theory and social media theories are examined to analyze their relevance to this thesis. The region is chosen for this study purpose because of the high number of macadamia farmers and the recent increased use of the crop for commercial purposes, especially around the University of Embu and markets such as Gakwegori and Kangaru. Variable data will be collected through structured questionnaires that will be randomly administered to macadamia farmers within the stated scope of the study. This study will use both descriptive and regression analysis to analyze the relationship between Facebook, WhatsApp and twitter marketing and annual yield of macadamia production. This study used both descriptive and regression analysis to analyze relationship between Facebook, WhatsApp and twitter marketing and banana production yield per year using farm size as intervening variable. the study collected data on other variables such as gender distribution of farmers, educational level which considered an important factor in enhancing productivity in the agricultural sector. Through regression analysis, this study found that WhatsApp, Facebook and twitter marketing influence agricultural production positively at 10% confidence level. Twitter and Facebook marketing were found to have greatest effect on macadamia production in Manyatta constituency accounting for about 21.87% and 21.18% changes in production respectively holding other factors constant. In terms of educational level, this study found that most of the famers in the area have O level as highest educational level. Majority of the famers also small-scale famers conducting macadamia faming on a land less than 5 acres. This study also revealed that most famers sell their macadamia products to their neighbours followed by processing firms then online customers.
2024-01-30T00:00:00ZEffects of taxation on economic performance a case sof embu county government
http://repository.embuni.ac.ke/handle/embuni/4322
Effects of taxation on economic performance a case sof embu county government
CHEROTICH, VIOLA
The main objective of this proposal/ study was to identify and analyze the effects of taxation on economic performance in Embu county government. There are different types of taxes i.e. income tax which is mainly imposed on employment income or rent income, capital gains tax (CGT) that charged on the whole of gain which accrues to a company or individual upon transfer of property in Kenya, withholding tax (WHT) which is deductible from certain classes of income at the point of making payment, value added tax (VAT) is charged on supply of taxable goods and services in Kenya. Taxation is one of the ways the county government is obtaining its revenue. The level of taxation thus affects the general economic growth and the development of the county. Agriculture i.e. rice farming, livestock keeping and macadamia nuts production is the main economic activity in the county and it has increased the economic performance in Embu county for a long period of time.
2024-01-30T00:00:00ZInternal audit practices and fraud management in selected quoted companies in kenya ( a case study in state entities )
http://repository.embuni.ac.ke/handle/embuni/4321
Internal audit practices and fraud management in selected quoted companies in kenya ( a case study in state entities )
PETER, SHADRACK NYAMASYO
Despite the fact that the majority of internal audit departments in many firms have embraced fraud management strategies, fraud is still common and is still reported. The issue of fraud, in all of its manifestations, including corruption, asset theft, and fake financial reporting, records a persistent upward trend In all nations, industries, and sectors. Fraud is a growing issue that affects both public and private enterprises. The first step in combating the fraud problem is for organizations to become aware that fraud does occur and that there is a strict requirement to proactively manage fraud. This awareness comes before the regulatory environment and the supervision authorities' monitoring. This study set out to determine the degree to which internal audit procedures support effective fraud management in Kenyan state corporations. All Kenyan state enterprises were the target population; The state corporations that were the subject of the investigation were sampled randomly. Data was gathered using structured questionnaires, which were later coded and analysed. 33 of the 40 state companies that were sampled for the study responded, yielding an 82.5% response rate. Fraud policy had a combined mean of 3.19, a standard deviation of 1.072, Periodic evaluation of fraud exposure had a mean of 3.13, standard deviation of 1.1.0, variance of 1.217, and a Pearson chi-square statistic of 0.582. Fraud prevention had a mean of 2.92, standard deviation of 1.1.0, variance of 1.217, and a Pearson chi-square statistic of 0.582. Fraud detection had a mean of 2.93, a standard deviation of 0.912, a variance of 0.832, and a Pearson chi-square statistic of 0.005. standard deviation of 0.956, a variance of 0.915, and a Pearson chi-square statistic of 0.319. The study comes to the conclusion that effective fraud management in Kenyan state enterprises depends on internal audit processes, a fraud policy, periodic assessments of fraud exposure, fraud prevention, and fraud detection. a variance of 1.149, and a Pearson Chi-Square value of 0.001 according to the researcher; In order to facilitate internal audit in the company, the researcher advises State firms to tighten their measures and promote fraud policy as one of their major governance policies. To guarantee effective fraud management; In order to promote internal audit and increase the likelihood that the institution will be successful at managing its fraud state corporations are required to analyze and assess the organization's exposure to fraud on a regular basis. State corporations are also required to put in place the necessary fraud prevention measures to support effective and efficient internal audit. Last but not least, state businesses need to evaluate their entire internal and external environments to aid in fraud detection and allow them to manage and report a successful fraud management.
2024-01-30T00:00:00Z